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FILE — Old safe deposit boxes at a building which formerly housed a bank in Lake Tomahawk, Wis., on Aug. 6, 2018. There are an estimated 25 million safe deposit boxes in America, and few protections for customers.  (Lauren Justice/The New York Times) XNYT15 XNYT15

Safe deposit boxes aren’t safe

When Philip Poniz opened Box 105 at his local Wells Fargo, he discovered it was empty — and that he was totally unprotected by federal... New