Data from the Financial Health Network shows that millions of Americans are still struggling one year into COVID-19 and are more likely to say their financial situation has gotten worse since the pandemic began.

Anyone who is experiencing financial hardships or feels they are unable to reach their financial goals is not alone. The good news is that no matter where you are in your financial journey, expert advice and tips are available below to help keep you on track and moving in the right direction on the following topics: Everyday Finance, Savings Basics, Cybersecurity Smarts and Kids & Money.

Everyday Finance

Poor credit can cost you significant funds in the future or even delay major life milestones.

Take advantage of opportunities to ensure your finances (and household budget) are aligned in a way that helps you reach your goals.

Many people struggle to pay their bills on time. Nearly one in 10 Americans have debts in collection.

Savings Basics

2020 could be the year you create a better relationship with your finances.

Saving for emergencies can seem impossible, but if you look for strategic ways to tuck away a bit here and there, you’ll thank yourself later.

Nearly three in 10 American adults say they’re not at all confident they’re saving enough for retirement, survey says.

Cybersecurity Smarts

Some of the most common methods of identity theft might surprise you.

The Federal Trade Commission has received over 18,000 reports related to COVID-19 since January 1.

There are more than 230,000 malware attacks launched online every day, compared to about 4,000 per day in 2016.

Kids & Money

More than a third of parents say they don’t discuss money with their children at all.

This is an excellent opportunity for parents to broach financial topics with their kids and teach them valuable money management skills.

Americans owe over $1.56 trillion in student loan debt, spread out among roughly 45 million borrowers.

As a member-owned credit union, BECU is focused on helping increase the financial well-being of its over 1.28 million members and their communities. BECU is federally insured by NCUA and is an Equal Housing Opportunity Lender.