Think of a neighborhood near the downtown of a major U.S. city within walking distance to a subway, university, hospital, library and major park.

You’re probably imagining dense blocks of large apartment buildings. But in the case of Seattle’s Montlake neighborhood, that’s wrong.

Although Montlake is located in the heart of the city, with access to a lot of amenities, it’s one of Seattle’s least dense neighborhoods, characterized almost exclusively by upscale single-family homes and tidy yards.

That doesn’t make sense to urban planners, who say people and the environment benefit from abundant housing close to transit, schools, parks and jobs.

Montlake residents

Population: 4,239 (741,440 in Seattle)
Average household income: $298,000 ($170,038 in Seattle)
Demographics: 77% white (62% in Seattle)
Source: U.S. Census 2023 American Community Survey 5-year estimates

It’s why Mayor Bruce Harrell is proposing changes as part of a new growth plan for Seattle. If approved by the City Council, Harrell’s plan would allow more development in 30 new “neighborhood centers,” including Montlake.

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“Seattle needs more housing and more housing choices — it’s that simple,” the mayor said when he announced his “One Seattle” update last year.

Of course, zoning politics are never really that simple. Harrell’s plan for more apartments and townhomes has encountered pushback in neighborhoods like Montlake, Bryant, Maple Leaf, Madrona and Magnolia, because some residents would rather see their leafy blocks stay mostly the same.

“Help us preserve Montlake’s history, charm and community as we add urban density,” says one online petition, raising concerns about Harrell’s plan.

It’s a contentious debate. It’s also an opportunity for Seattleites to reflect.

How did a neighborhood like Montlake come to be, and at whose expense? The story stretches back 175 years, puts the new zoning proposal in perspective and raises questions about how the city should grow.

“I don’t know if the people who call Montlake home today are aware of how special and unique the neighborhood is,” said Warren King George, historian for the Muckleshoot Indian Tribe. “There’s a bigger picture here.”