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You should have cash in savings before you make a job switch. (Thinkstock)

3 retirement savings options for the self-employed — and which is best for you

Roth IRA, SEP-IRA or individual 401(k)? It depends on where you are in your career — and your cash flow.

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Diya Khanna, columnist for Seattle Times Explore

How I translated lived experience into a paying job

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Careers is produced by the Advertising Publications Department of The Seattle Times. Editor: Michelle Archer.