Movie review of “99 Homes”: Michael Shannon, who earned an Oscar nomination for his spooky performance in “Revolutionary Road,” plays a wicked real-estate broker in this gripping drama. Rating: 3.5 stars out of 4.

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Charles Ferguson’s Oscar-winning 2010 documentary, “Inside Job,” did an excellent job of explaining the economic meltdown of 2008.

The human cost of that crisis is even more dramatically portrayed in Ramin Bahrani’s “99 Homes,” the fictional story of a wicked Florida real-estate broker (Michael Shannon) who manipulates a desperate construction worker (Andrew Garfield) and his mother (Laura Dern), who are on the verge of losing the family home.

Shannon, who earned an Oscar nomination for his spooky performance in “Revolutionary Road,” pulls out all the stops to play this wily predator as the ultimate huckster. Garfield (aka Spider-Man) is just as convincing as the compromised family man who will do almost anything to keep his child and mother clothed and fed.

Movie Review ★★★½  

‘99 Homes,’ with Andrew Garfield, Michael Shannon, Laura Dern. Directed by Ramin Bahrani, from a screenplay by Bahrani and Amir Nadari. 112 minutes. Rated R for language, including some sexual references, and a brief violent image. Several theaters.

“Inside Job” could almost be an alternative title for this gripping and timely drama, which makes none of the family’s choices look easy. Even the creepy villain has his reasons — providing you can believe his self-justifying agenda.

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