Websites and smartphone applications can be tremendous resources for spending your money smarter.
Problem is, so many new ones crop up that it’s difficult to keep up.
So we searched for some websites and apps that you might find helpful.
Glyph and Wallaby apps. Have a bunch of reward credit cards but aren’t sure which card will give you the biggest reward for specific purchases?
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Armed with that information, they will use the GPS on your phone to identify the retailer or restaurant you’re in and advise you on which card to use to maximize your cash back or reward points.
Avvo.com. This website attempts to help average people with their legal problems and also rates attorneys and offers referrals.
has a free question-and-answer forum with questions answered by lawyers.
The Manilla.com site is a couple years old, but seems to fly under the radar among mainstream tools. It’s somewhere to organize many of your bills and subscriptions in one place. You can link your accounts for your cable TV, wireless phone, electronic company and travel rewards among others.
Manilla keeps tabs on those accounts, storing your bills and statements and alerting you to bills that are due so you don’t incur late fees or possibly damage your credit rating.
Flipsy. Selling back your unwanted electronics can be a great idea.
For example, you might get $50 for a waterlogged iPhone that you thought was worthless.
Flipsy.com is a trade-in comparison site that shows what some companies will pay you for your used books, smartphones, Mac computers and video game consoles.
Ibotta. This app allows you to earn money for products you plan to buy by completing minor tasks.
For example, if you were going to buy Silk Pure Almond milk, you could earn 25 cents for watching a 90-second ad on your phone.
If you were going to buy Green Giant frozen broccoli, you could answer a poll question to earn 25 cents.
After completing the tasks, go to the store and buy the items.
Then take a picture of your store receipt to prove you bought the items — some stores offer automated verification — and money is credited to your Ibotta account. You can withdraw the money via PayPal.
Wattzon. This website and accompanying apps attempt to save you energy and money.
After asking a few questions about your home,
Wattzon.com will offer suggestions on how to cut energy use, for example.
You can link the site to your utility account to monitor electricity and natural-gas use.
Greentoe. This website allows you to name your own price for electronics, similar to Priceline and Hotwire for travel.
You make an offer, with help from Greentoe.com, which then notifies retailers of a potential buyer.
The first retailer to respond makes the online sale to you. Be sure to check prices elsewhere to make sure you’re not offering to pay too much.