The amount of credit you’re using relative to your available credit limit, or your credit utilization ratio, can sink a credit score.
Follow these guidelines to keep more of your money where it belongs: in your wallet.
Just because you can borrow money from a lender or your retirement accounts, it doesn't mean you should.
An indispensable tool in modern life, debt happens for many reasons. As the economic struggle of the Depression and rationing of World War...