There are a variety of resources to help parents of almost any income afford a private school.

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It’s not just the wealthy who send their children to private schools. Even though many parents see tuition as a barrier to private education for their children, there are a variety of resources to help parents of almost any income afford a private school.

According to Privateschools.com, about one-fifth of students at private schools receive some sort of need-based financial aid.

The first step in getting assistance with tuition is to contact the school. Most offer scholarships or other aid based on family income, and may also offer payment plans and education loans. Schools may help connect parents to private scholarships or vouchers.

Help doesn’t stop at schools, though. Parents can set up a Coverdell Education Savings Account to save money for education, and then withdraw it tax-free. The federal program is generally for any individual whose modified adjusted gross income for the year is less than $110,000 ($220,000 in the case of a joint return). Visit IRS.gov for information about the Coverdell program.

There are also a variety of private scholarship and financial-aid programs.

The Children’s Scholarship Fund is a resource for aid. Since 1998, the fund has provided scholarships worth $610 million to 145,000 children and their families.

The Seattle-based Fulcrum Foundation is a nonprofit that provides grants and tuition assistance for students who want to attend Catholic schools.

The Jack Kent Cooke Foundation is a private, independent foundation that helps promising students who have financial need. The foundation supports students from middle school through graduate school with scholarships and grants.

The National Association of Independent Schools can help parents prepare a financial statement through its program called School and Student Services by NAIS. Parents can also find a guide to financial aid, an eBook to understanding the financial aid process, a review of the types of assistance and tips for a successful application.

For more financial-aid resources, visit privateschools.com/financialaid.phtml.