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Drivers looking for the best bargain on insurance may want to consider buying a Jeep, according to’s annual report on vehicle-insurance rates.

Despite the adventurous lure of the off-road-capable Jeep, the brand snagged seven of the top 20 spots as the least expensive vehicle to insure.

Overall, the Jeep Wrangler Sport was the cheapest to insure among the 855 vehicles reviewed for the 2014 model year, with an average annual premium of $1,080. That compared with the most expensive vehicle — the Nissan GT-R Track Edition two-door coupe — with an average premium of $3,169.

Last year’s least expensive vehicle to insure, the Ford Edge SE, wasn’t included in this year’s review.

This week, save 90% on digital access. also ranked states based on their auto-insurance costs, finding that drivers in Ohio enjoyed the lowest rates with average annual premium of $926, while Michigan was the most expensive at $2,551. Washington was at the national average of $1,500 a year.

“In each state, auto-insurance rates are a mix of many ingredients, most of which consumers can’t control,” said Amy Danise, editorial director at the Foster City, Calif., website. Those ingredients include such things as traffic conditions, insurance laws, competition, percentage of uninsured drivers and natural disasters.

Rates also are affected by repair costs, frequency of accidents, bodily injury claims and incidence of theft, among other factors.

The relatively low insurance rates for Jeeps reflect safe driving and low claims rates, according to the report.

SUVs dominated the top 20 slots on the “least expensive” list, highlighting a shift away from minivans as the go-to vehicle for families.

“People ferrying kids are always the safest drivers,” Danise said.

The most expensive vehicle to insure — the Nissan GT-R — uses carbon-fiber material in body panel and is known for its fast acceleration, where small driving mistakes can lead to high claims costs.

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